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Life Insurance for Smokers and Tobacco Users (Insider Tips) Smoking doesn't make you uninsurable but hiding it can put your family's claim at risk. Insurers price policies based on risk, so tobacco or nicotine use may lead to higher premiums. This Prudential Life Insurance for Smokeless Tobacco How to Get Non Smoker Rates Why some Iowans are lying about tobacco use How Does Smoking Affect My Life Insurance Coverage & Quote? The Life Insurance Industry's Long, Strange Silence about Smoking and Cancer The Center for the Study of Tobacco and Society
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